USCG Captain's License Exam Guide

Stability & Loading Calculations

Master vessel stability fundamentals for the USCG OUPV and Master captain's license exam. Center of gravity, metacentric height, GZ curves, free surface effect, list vs. loll, trim, TPI, and load lines — with worked examples and practice problems.

GM CalculationsList vs. LollFree Surface EffectTrim & TPILoad LinesGZ Curves

What the USCG Exam Tests on Stability

Stability questions appear on every USCG OUPV and Master exam. The National Maritime Center (NMC) draws stability questions from question bank modules covering vessel stability, trim, loading, and load lines. Expect 10-20% of your exam questions to involve stability concepts — many of them requiring calculation.

Transverse Stability

Heavy — most tested
  • GM calculation (KM - KG)
  • Weight shift formula GG1
  • List vs. loll
  • Free surface effect
  • Passenger heel limits

Longitudinal Stability / Trim

Moderate
  • TPI (tons per inch)
  • MCTI (moment to change trim)
  • Trim distribution bow/stern
  • Draft calculations
  • LCF and LCB concepts

Load Lines & Regulations

Moderate
  • Plimsoll mark zones (TF F T S W WNA)
  • Stability booklet requirements
  • Passenger weight standard (140 lbs)
  • Minimum GM requirements
  • Range of stability

The Four Stability Points: G, B, M, and GM

Every stability calculation starts with understanding four points. These are not abstractions — each represents a physical force acting on the vessel. Learn them cold before attempting any calculation.

G

G — Center of Gravity

The point through which the total weight of the vessel acts downward. G is the average location of all weight aboard: hull, machinery, cargo, fuel, water, crew, and passengers.

Key fact: G moves toward any weight added, and away from any weight removed. G rises when weight is added high, falls when weight is added low.

Exam tip: G does not change when the vessel heels — it stays fixed relative to the vessel. This is the most tested misconception.
B

B — Center of Buoyancy

The center of the underwater volume of the hull — the point through which buoyant force acts upward. B is always at the geometric center of the displaced water.

Key fact: Unlike G, B moves when the vessel heels. As the vessel heels, the shape of the underwater volume changes, and B shifts to the low side.

Exam tip: The movement of B as the vessel heels is what generates the righting moment. B chases the low side of the hull as it heels.
M

M — Metacenter

The point where the vertical line through B (when heeled) intersects the vessel's centerline. M is treated as a fixed point for small angles of heel (under about 10-15 degrees).

Key fact: M is determined by hull form — specifically the beam of the vessel at the waterline. Wider beam = higher M. M is always above B at small angles.

Exam tip: M stays fixed for small angles. At large angles of heel, M moves and stability is no longer described by GM alone — you need the GZ curve.
GM

GM — Metacentric Height

The vertical distance from G to M. GM is the primary measure of initial transverse stability. GM = KM - KG, where K is the keel.

Key fact: Positive GM (G below M): vessel is stable, will right itself. Negative GM (G above M): vessel is unstable, will loll or capsize. Larger GM = stiffer, more snappy roll.

Exam tip: The USCG exam will give you KM and KG and ask for GM. Just subtract: GM = KM - KG. If the answer is negative, the vessel has a stability problem.

The Most Important Formula

GM = KM − KG

K is the keel. KM is the distance from keel to metacenter. KG is the distance from keel to center of gravity. Positive result: stable. Negative result: loll or capsize risk.

Positive GM
G is below M. Vessel is stable. Will right itself when heeled.
Negative GM
G is above M. Vessel is unstable. Loll condition. Capsize risk.

The GZ Curve: Reading Stability at All Angles

GM describes stability only at very small angles of heel. To understand a vessel's behavior at larger angles — including in severe weather — naval architects use the GZ curve (also called the righting arm curve or curve of statical stability). The USCG exam will ask you to read values from a GZ curve and interpret what they mean.

Righting Arm (GZ)

The horizontal distance between the vertical line of gravity through G and the vertical line of buoyancy through B, measured at any angle of heel. GZ represents the lever arm of the righting couple.

On the exam: GZ is zero when upright and at AVS. Maximum GZ is the peak of the curve.

Initial Slope

The slope of the GZ curve at the origin (zero heel). Equals GM in the limit as heel approaches zero. A steeper initial slope = larger GM = stiffer vessel.

On the exam: Comparing two curves: steeper initial slope = larger GM = more initial stability.

Maximum GZ

The peak value of the righting arm curve. Represents the maximum righting moment the vessel can generate. Typically occurs at 30-45 degrees of heel for most monohulls.

On the exam: A vessel with greater maximum GZ is more resistant to capsizing in large waves.

Angle of Vanishing Stability (AVS)

The angle of heel at which GZ returns to zero after the vessel is heeled past its maximum righting arm. Beyond AVS, the vessel will capsize — there is no righting force.

On the exam: USCG requires minimum AVS values for inspected vessels. Typical requirement: AVS at least 60 degrees for passenger vessels.

Range of Stability

The range of heel angles over which GZ is positive — from upright (0 degrees) to AVS. A vessel with a range of stability of 90 degrees can be heeled to 90 degrees before capsizing.

On the exam: Larger range of stability = safer vessel in extreme conditions. Free surface and high weight reduce range of stability.

Dynamic Stability

The area under the GZ curve, measured in foot-degrees or metre-degrees. Dynamic stability represents the work done in heeling the vessel — how much energy a wave must deliver to capsize it.

On the exam: Dynamic stability is more important than GM alone for evaluating safety in rough weather.

How Loading Changes the GZ Curve

G rises (high cargo, free surface)
Initial slope flattens (lower GM), maximum GZ decreases, AVS decreases — vessel becomes more vulnerable to capsizing.
G falls (low ballast, removing high weight)
Initial slope steepens (higher GM), maximum GZ increases, AVS increases — vessel becomes safer and more stable.
Displacement increases (loading cargo)
KM changes (usually decreases as hull widens); KG changes based on where cargo is placed. Net effect on GM depends on cargo height vs. current KG.
Free surface added (slack tanks)
Effective GM decreases by the FSC amount. The GZ curve shifts down — as if G had risen. Range of stability and maximum GZ both decrease.

Free Surface Effect: Slack Tanks and GM

Free surface effect is one of the most tested stability topics — and one of the most commonly misunderstood. It has caused real vessel capsizings. The USCG exam tests it repeatedly because it kills ships and people.

critical

What Creates Free Surface

Any slack tank — a tank that is neither empty nor completely full — has a free surface. Fuel tanks, ballast tanks, fresh water tanks, and gray water tanks can all create free surface. Even a small amount of liquid sloshing in a large tank creates significant free surface effect.

critical

How Free Surface Raises G

When the vessel heels, liquid in a slack tank shifts to the low side. This shift increases the heeling moment — acting as if G had risen vertically. The loss of GM due to free surface is called the Free Surface Correction (FSC) and is subtracted from solid GM to get effective GM.

high

Free Surface Correction Formula

FSC = (i x rho_L) / (V x rho_SW). Where i = second moment of area of the free surface in ft4 or m4, rho_L = density of tank liquid, V = vessel displacement volume, rho_SW = density of seawater. In simplified exam problems: FSC is read from tank tables and subtracted from GM.

high

Width Cubed Rule

The second moment of area of a rectangular free surface is i = (l x b3) / 12, where l is the tank length and b is the tank breadth (width). Because b is cubed, doubling the tank width multiplies FSC by 8. Subdividing a wide tank with a longitudinal bulkhead dramatically reduces free surface effect.

medium

Two Half Tanks vs. One Full Tank

Two tanks, each half full, have four times the combined free surface of one tank of the same total volume that is half full. This is because each smaller tank has half the width, but its contribution (b3) is only 1/8 — yet you have two of them, giving 2 x (1/8) = 1/4. Wait — actually subdividing reduces FSC. Longitudinal subdivision (adding a centerline bulkhead) reduces i by 75% for each tank half.

medium

Operational Best Practice

Keep tanks either full or empty to eliminate free surface. When consuming fuel or water, transfer from one tank at a time and switch tanks only when one is empty. Never allow multiple large tanks to sit half-full simultaneously before a voyage in heavy weather.

Key Free Surface Rules for the Exam

  • Effective GM = Solid GM − Free Surface Correction (FSC)
  • FSC depends on tank width cubed — wide tanks are far worse than narrow ones
  • Adding a centerline (longitudinal) bulkhead reduces FSC by 75% for that tank
  • FSC is the same regardless of how full or empty the tank is (within the slack range)
  • The only ways to eliminate FSC: fill the tank completely, or empty it completely
  • Never correct loll by flooding a high-side tank — the FSC makes the situation worse

List vs. Loll: The Critical Distinction

This is the most important distinction in practical stability — and the most dangerous to confuse. Applying the wrong corrective action to loll has caused vessels to capsize. Study this until you can identify the difference instantly.

LIST

G is off the centerline — too much weight on one side. The vessel's GM is positive; she is stable in the heeled position.

Symptoms

  • Vessel heels consistently to one side
  • Does not roll back through vertical when heeled away from the list
  • Heeling angle is relatively constant
  • Roll period is short on the listed side, long on the other

Correction

  • Shift weight from the low (listed) side to the high side
  • Add weight to the high side (ballast, cargo)
  • Remove weight from the low side
  • Transfer ballast water to high-side tank

LOLL

G has risen above M — negative GM. The vessel is in unstable equilibrium at centerline and falls to one side, finding a new (lower) equilibrium angle where the curve of statical stability provides a positive righting lever.

WARNING: LOLL IS A CAPSIZE RISK. Incorrect correction actions have caused vessels to capsize. Never correct loll the same way you would correct list.

Symptoms

  • Vessel heels slowly to one side — or alternates between two sides
  • Sluggish, lazy roll through vertical
  • Rolling to one side feels slower and heavier than rolling to the other
  • Vessel feels tender — any small load shift causes large heel response

Correction

  • Lower G immediately: remove high cargo, use low ballast
  • Fill double-bottom or low ballast tanks
  • Do NOT shift weights from low to high — may momentarily worsen the negative GM
  • Do NOT flood high-side tanks — increases free surface and makes situation worse
Quick Reference: List vs. Loll
FactorListLoll
GMPositiveNegative
CauseG off centerline (weight imbalance)G above M (too much high weight)
Roll feelNormal or stiff to one sideSluggish, tender, lazy roll
Corrective actionShift weight to high sideLower G — add low ballast, remove high weight
Wrong actionAdding to wrong side worsens heelFlooding high-side tank — causes capsize

Weight Shift Calculations: Worked Examples

The weight shift formula GG1 = (w x d) / W underlies every loading calculation. These three worked examples cover the three main scenarios tested on the USCG exam.

Example 1: Transverse Weight ShiftTransverse Weight Shift
Problem

A vessel displaces 500 long tons. A 20-ton crane lifts a weight from the centerline and swings it 10 feet to starboard. How far does G shift to starboard?

Formula
GG1 = (w x d) / W
Solution
GG1 = (20 tons x 10 ft) / 500 tons = 200 / 500 = 0.4 feet to starboard
Explanation

G moves 0.4 ft to starboard. This creates a listing moment. The vessel will develop a starboard list proportional to the angle whose tangent is GG1 / GM. If GM = 2.0 ft, the list angle = arctan(0.4/2.0) = arctan(0.2) = approximately 11 degrees.

Exam tip: Always check units — weight in long tons, distance in feet, gives GG1 in feet. The formula is the same for vertical shifts: GG1 = (w x d) / W where d is the vertical distance moved.
Example 2: Vertical Weight ShiftVertical Weight Shift
Problem

A 500-ton vessel has KG = 12.0 ft. A 10-ton generator is moved from keel level (KG = 1 ft) to the upper deck (KG = 20 ft). What is the new KG?

Formula
New KG = (W x old KG + w x new height - w x old height) / W
Solution
Rise of G = (10 x (20 - 1)) / 500 = (10 x 19) / 500 = 190/500 = 0.38 ft. New KG = 12.0 + 0.38 = 12.38 ft.
Explanation

G rises 0.38 ft. If KM = 13.5 ft, old GM = 13.5 - 12.0 = 1.5 ft. New GM = 13.5 - 12.38 = 1.12 ft. Moving weight upward always reduces GM.

Exam tip: Vertical weight shifts affect GM directly. Moving any weight upward raises G and reduces GM. Moving weight downward lowers G and increases GM.
Example 3: Adding WeightAdding Weight
Problem

A vessel displaces 400 tons with KG = 10.0 ft and KM = 12.0 ft. You add 50 tons of cargo at a height of 8.0 ft above keel. Find the new KG and GM.

Formula
New KG = (W x old KG + w x kg_cargo) / (W + w)
Solution
New KG = (400 x 10.0 + 50 x 8.0) / (400 + 50) = (4000 + 400) / 450 = 4400 / 450 = 9.78 ft. New W = 450 tons. Assuming KM stays approximately 12.0 ft: New GM = 12.0 - 9.78 = 2.22 ft.
Explanation

The cargo was loaded below the vessel's G (8.0 ft vs 10.0 ft), so G fell from 10.0 to 9.78 ft and GM improved from 2.0 to 2.22 ft. Loading low cargo always improves stability.

Exam tip: When cargo KG is below vessel KG, adding it lowers G and improves GM. When cargo KG is above vessel KG, adding it raises G and reduces GM.

Trim: Longitudinal Stability and Draft

Trim is the difference in draft between bow and stern. A vessel trimmed by the stern (aft draft greater than forward draft) is the normal and desirable condition for most vessels. The USCG exam tests TPI and MCTI calculations frequently.

Trim

The difference between forward and aft drafts. Trim by stern: aft draft greater than forward draft (normal operating condition). Trim by head (or bow): forward draft greater than aft (unusual, often problematic).

Formula
Trim = Aft Draft - Forward Draft
Example
Aft draft 12'-6", Forward draft 11'-3". Trim = 15 inches by stern.

Trimming Moment

A weight placed off the longitudinal center of flotation (LCF) creates a trimming moment that changes the fore-and-aft distribution of draft.

Formula
Trimming Moment = w x d (where d is distance from LCF)
Example
5 tons placed 20 ft forward of LCF creates a trimming moment of 100 ft-tons, trimming the vessel by the head.

Moment to Change Trim 1 Inch (MCTI)

The moment required to change the trim by exactly one inch. MCTI is read from hydrostatic tables at the current displacement/draft. Higher displacement = higher MCTI.

Formula
Change in trim (inches) = Trimming Moment / MCTI
Example
Trimming moment = 200 ft-tons. MCTI = 50 ft-tons/inch. Change in trim = 200/50 = 4 inches.

Distribution of Trim Change

The total trim change distributes between bow and stern based on the distance of LCF from amidships. Change at bow = (total trim change x LCF-to-stern distance) / LBP. Change at stern = (total trim change x LCF-to-bow distance) / LBP.

Formula
Forward change = (trim change x L_aft) / LBP; Aft change = (trim change x L_fwd) / LBP
Example
4-inch trim change. LCF is 5 ft aft of amidships on a 100-ft vessel. Forward change = (4 x 55) / 100 = 2.2 in. Aft change = (4 x 45) / 100 = 1.8 in.

Tons Per Inch Immersion (TPI)

The weight required to change mean draft by one inch. Found in hydrostatic tables. Used to calculate draft change when adding or removing weight uniformly.

Formula
Draft change (inches) = Weight added or removed / TPI
Example
TPI = 15 long tons/inch. Adding 45 tons increases mean draft by 3 inches.

Load Line Marks: The Plimsoll Mark

The Plimsoll mark (load line) shows the maximum allowable draft under different sea conditions and seasons. Named for Samuel Plimsoll, who campaigned for its mandatory use after overloaded ships called 'coffin ships' repeatedly sank. Required on all vessels subject to the International Load Line Convention. The USCG exam tests which mark applies in each zone.

Load Line Marks — Highest to Lowest (Most to Least Draft Permitted)
TF
#1
Tropical Fresh WaterHighest (least freeboard)
Maximum draft in tropical freshwater — the least dense, warmest water. Permitted because tropical fresh water provides the least buoyancy.
F
#2
Fresh WaterAbove S mark
Maximum draft in fresh water (lakes, rivers, freshwater ports). Fresh water is less dense than salt water, so vessels float lower — more freeboard required.
T
#3
Tropical Salt WaterSlightly above S
Maximum draft in tropical salt water — warm tropical ocean zones where sea conditions are generally calmer.
S
#4
Summer Salt WaterCenter of disc (baseline mark)
The primary load line — maximum draft in summer conditions on salt water. The center of the Plimsoll disc. All other marks are referenced to S.
W
#5
Winter Salt WaterBelow S mark
Maximum draft for winter voyages in salt water. Requires more freeboard than summer because sea conditions are rougher in winter.
WNA
#6
Winter North AtlanticLowest (most freeboard)
Most restrictive mark. Applies only to vessels under 330 ft on winter voyages in the North Atlantic. The harshest seasonal zone.

Load Line Exam Memory Aid

Reading marks from the top of the load line plate down: TF → F → T → S → W → WNA. The higher the mark on the hull, the more the vessel is permitted to sink — warmer, calmer, less dense water. The lower the mark, the higher the vessel must ride — colder, rougher, denser water.

TF deepest, WNA highest in the water
S is the center of the disc
FW and TF are above the disc
W and WNA are below the disc
Load line certificate required for ocean voyages
Annual inspection required to maintain certificate

The Stability Booklet

The stability booklet is the master's operational guide to safe loading. Every inspected commercial vessel is required to have a USCG-approved stability booklet aboard. Before getting underway, the master must complete a loading condition check to verify the vessel meets all criteria in the booklet.

What the Stability Booklet Contains

1.Lightship displacement, KG, KM, and LCG
2.Hydrostatic curves or tables: displacement, draft, KM, TPI, MCTI, LCB, LCF
3.Cross-curves of stability (KN curves) at multiple displacements and heel angles
4.Tank capacity tables with kg, lcg, and free surface moment at various fill levels
5.Sample approved loading conditions (light ship, full load, partial load, departure/arrival)
6.Limiting KG or maximum VCG table for each displacement — the go/no-go criterion
7.Criteria for minimum GM, minimum range of stability, and minimum area under GZ curve
8.Free surface corrections for all tanks at each fill level
9.Instructions for the master: how to complete the loading condition form and verify compliance
10.USCG approval letter and expiration date

Master's Responsibility

The stability booklet is not optional paperwork — it is the go/no-go document for every departure. The master must: (1) record the actual weight and position of every significant load; (2) calculate the departure KG; (3) compare that KG against the limiting KG table at the departure displacement; (4) verify that effective GM (after free surface corrections) meets minimum requirements; and (5) verify the range of stability requirement. Departing with a vessel outside approved stability limits is a violation of federal law and, more importantly, risks the lives of everyone aboard.

Passenger Vessel Stability Requirements

Passenger vessels face unique stability challenges because passengers are a mobile, dynamic load. The USCG applies specific regulatory standards to passenger vessels under 46 CFR Part 170.

Passenger Weight Standard

The USCG standard for passenger weight is 140 pounds per person for stability calculations. This is used to calculate passenger load contribution to displacement and G.

46 CFR 170.173

Passenger Crowd Effect

Passengers are treated as a free-moving load. If all passengers move to one side, G shifts transversely. Passenger vessel stability calculations must account for worst-case passenger distribution.

46 CFR 170

Maximum Heel Limit

During a turn at maximum speed, heel must not exceed 10 degrees for passenger vessels. During passenger crowding (all passengers on one side), heel must not exceed 15 degrees.

46 CFR 170.170

Minimum GM

Inspected passenger vessels must maintain GM in accordance with their approved stability booklet. Specific minimum GM values vary by vessel type, but are always positive with margin above zero.

46 CFR 170

Stability Letter

Passenger vessels must have a USCG-approved stability letter (or equivalent) posted in a visible location. The master must verify departure conditions comply with the letter before each voyage.

46 CFR 185.340

Embarking and Debarking

The master must account for passenger movement while boarding and debarking. Large numbers of passengers moving simultaneously to one side of a small vessel can cause dangerous list or capsize.

46 CFR 185

Small Boat Stability Factors

OUPV candidates often operate small passenger vessels, charter sportfishing boats, and sailing vessels. Understanding how hull design affects stability helps you make better operational decisions — and helps you answer exam questions about specific hull forms.

Beam

Wider beam raises the metacenter (M) and increases initial GM. Wide flat-bottomed boats are initially very stiff but may have poor range of stability — they resist heeling but can capsize suddenly at large angles.

Tip: Beam is the single most important hull form factor for initial stability in small craft.

Deadrise

Deadrise is the angle of the hull bottom from horizontal. High deadrise (V-bottom) gives a softer ride in chop but lower initial stability than a flat bottom. Low deadrise (flat bottom) is very stable initially.

Tip: Deep-V hulls trade initial stability for sea-keeping ability and ride comfort.

Freeboard

Higher freeboard raises the deck edge, which increases the range of stability and delays the point at which waves can wash aboard. Low freeboard vessels can be overwhelmed and swamped in beam seas.

Tip: Freeboard affects when water comes over the side — critical to dynamic stability in rough water.

Ballast

External lead or iron ballast bolted to the keel lowers G significantly, improving GM and range of stability. Sailing vessels rely heavily on ballast. Removing ballast (deliberately or through flooding) raises G and is dangerous.

Tip: Ballast that floods internally (gravel, sandbags) provides less benefit because it raises G when the bilge floods.

Center of Effort (Sailing Vessels)

The center of effort (CE) is the aerodynamic center of the sail plan — the point through which sail force acts. When CE is too far forward of the center of lateral resistance, the vessel rounds up into the wind (weather helm). Heeling from sail force raises G and reduces effective GM.

Tip: Reefing sails in heavy weather reduces the heeling moment and lowers the effective CE, improving stability.

Free Surface in Small Craft

A half-full fuel tank in a small boat represents a proportionally much larger free surface effect than in a large ship, because the tank width relative to vessel beam is large. Small boat operators should keep tanks full or empty.

Tip: On a 20-foot runabout, a half-full 20-gallon tank sloshing in beam seas can cause noticeable list changes.

Practice Problems with Full Solutions

Work through each problem before reading the answer. These represent the most common stability calculation formats on the USCG OUPV and Master exams.

Problem 1: GM CalculationBasic

A vessel has KM = 15.5 feet and KG = 13.2 feet. What is the GM, and is the vessel stable?

Show Solution
GM = KM - KG = 15.5 - 13.2 = 2.3 feet. Positive GM. The vessel is stable.
Problem 2: Weight Shift / ListIntermediate

A 600-ton vessel shifts 30 tons of cargo 12 feet to port. How far does G shift to port?

Show Solution
GG1 = (w x d) / W = (30 x 12) / 600 = 360 / 600 = 0.6 feet to port. If GM = 2.4 feet, list angle = arctan(0.6/2.4) = arctan(0.25) = approximately 14 degrees to port.
Problem 3: Loll IdentificationIntermediate

A vessel has KG = 14.0 ft and KM = 13.5 ft. Is she stable? What condition does she have?

Show Solution
GM = KM - KG = 13.5 - 14.0 = -0.5 ft. Negative GM. The vessel has a loll condition. G is above M. She is unstable at centerline and will heel to a new equilibrium angle on one side. Correction: lower G by adding low ballast or removing high weight. Do NOT correct by shifting weights from low to high side.
Problem 4: Adding/Removing WeightAdvanced

A vessel displaces 800 tons with KG = 11.5 ft. A 40-ton piece of deck equipment is removed from a height of 22 ft above keel. Find the new KG.

Show Solution
When removing weight: New KG = (W x old KG - w x kg_removed) / (W - w). New KG = (800 x 11.5 - 40 x 22) / (800 - 40) = (9200 - 880) / 760 = 8320 / 760 = 10.95 ft. G fell by 0.55 ft because the removed weight was high (22 ft vs. KG 11.5 ft). Removing high weight lowers G and improves stability.
Problem 5: TPI / Draft ChangeBasic

A vessel has TPI = 20 long tons per inch. You load 100 tons of cargo evenly distributed. How much does the mean draft increase?

Show Solution
Draft change = weight / TPI = 100 / 20 = 5 inches. Mean draft increases by 5 inches (0.42 ft). This calculation assumes the cargo is distributed such that trim does not change — if not distributed at the LCF, a trimming moment will also change the fore-and-aft draft distribution.
Problem 6: Trim CalculationAdvanced

A vessel has MCTI = 80 ft-tons per inch. You load 10 tons at a point 24 feet forward of the LCF. How much does trim change?

Show Solution
Trimming moment = w x d = 10 x 24 = 240 ft-tons. Change in trim = 240 / 80 = 3 inches by the head (trim increases forward because weight was added forward of LCF). The 3 inches distributes between bow and stern based on LCF position relative to LBP.
Problem 7: Load Line MarksBasic

Which load line mark allows the deepest loading draft? Which requires the greatest freeboard?

Show Solution
TF (Tropical Fresh Water) allows the deepest loading draft — it is the topmost mark on the load line, permitting the least freeboard because tropical fresh water is warm and less dense. WNA (Winter North Atlantic) requires the greatest freeboard — it is the lowest mark on the load line, applying to vessels on winter North Atlantic voyages where conditions are most severe.

USCG Exam High-Yield Callouts

These are the stability concepts most frequently tested on USCG OUPV and Master exams. If you know these cold, you will answer the majority of stability questions correctly.

GM = KM - KG — the single most tested formula

USCG stability questions almost always give you KM (metacentric height above keel) and KG (center of gravity above keel) and ask you to find GM. The formula is simply GM = KM - KG. If the result is negative, the vessel has a stability problem (loll or capsize risk). Positive GM means stable. All other stability concepts build on this one calculation.

List vs. Loll — the most dangerous mix-up on the exam

List: positive GM, G off centerline, correct by shifting weight to high side. Loll: negative GM, G above M, correct by lowering G. The wrong treatment for loll — shifting a weight to the high side — can capsize a vessel that is already on the edge. The exam will test whether you know which condition exists and which action is correct. If the vessel is rolling slowly and feels tender, suspect loll.

Free surface always reduces GM — fill or empty tanks

Every slack tank reduces effective GM. The examiner will ask: what happens to GM when you have a slack tank? It decreases. What reduces free surface effect? Filling the tank completely or emptying it. What worsens free surface effect? Widening a tank (effect goes as width cubed). Adding a centerline longitudinal bulkhead to a tank cuts its free surface contribution by 75%.

Weight shift formula: GG1 = (w x d) / W

This formula applies to all weight movements — transverse shifts, vertical shifts, adding weight, removing weight. The shift of G is proportional to the weight moved and the distance moved, and inversely proportional to the total displacement. Memorize this: GG1 = w times d divided by W. It is the foundation of all loading calculations.

Plimsoll mark S is the center of the disc — marks go up for warm/fresh water

S (Summer Salt Water) is the baseline mark at the center of the load line disc. TF and F are above S (warmer, less dense water allows deeper loading). W and WNA are below S (rougher conditions require more freeboard). The vessel must not be loaded past the applicable mark. On the exam: which mark allows the deepest loading? TF. Which requires the most freeboard? WNA.

USCG passenger weight standard is 140 lbs per person

For stability calculations on inspected passenger vessels, every passenger is assumed to weigh 140 pounds. This standardized weight is used to calculate the contribution of passengers to displacement and to determine worst-case heel scenarios when passengers crowd to one side. The maximum heel from passenger crowding is 15 degrees.

Angle of vanishing stability — beyond it, no righting force

The angle of vanishing stability (AVS) is the point on the GZ curve where the righting arm returns to zero. Past AVS, the vessel will capsize — the GZ curve goes negative. USCG regulations require inspected vessels to have AVS of at least 60 degrees (passenger vessels). When loading raises G, the GZ curve flattens and AVS decreases. A vessel with reduced AVS is more vulnerable to capsizing in unexpected waves.

Pro Tips for Stability Questions on the USCG Exam

1Always start with GM = KM - KG. If the question gives you both, compute GM immediately before doing anything else.
2If a vessel is described as 'tender' or 'sluggish' in her roll, suspect low GM or free surface. Both reduce initial stability.
3If the question mentions a vessel heeling toward loaded tanks or toward a side after all ballast has been consumed, think free surface and loll.
4Read weight shift problems carefully: did the weight shift transversely or vertically? Transverse shifts create list. Vertical shifts change GM.
5TPI problems are usually straightforward arithmetic. Just divide the weight by TPI. Watch your units: long tons per inch, not metric tons.
6For load line questions, use the memory device: S is the disc center. Going UP toward warm/fresh water. Going DOWN toward cold/rough water.
7Passenger weight standard is always 140 lbs. If the question asks about passenger stability calculations, use 140 lbs per person.
8The angle of vanishing stability question usually asks: what happens to AVS when you load high weight? It decreases. When you add ballast? It increases.
9If a question asks what corrects loll: the answer always involves lowering G. Never shifting high-to-low or flooding upper tanks.
10For trim problems, identify the LCF position first. The trimming moment is the weight times the distance from LCF, not from amidships.

Continue Your Stability Studies

Stability is a broad subject. These related NailTheTest guides cover topics that build on the foundations in this article.

Test Your Stability Knowledge

Reading about stability is the first step. The second step is doing actual exam problems under timed conditions. NailTheTest gives you adaptive practice questions drawn from the official USCG question bank — including stability calculations, GZ curve interpretation, and load line questions.