Precalculus — Stewart Chapter 10.4–10.5

Matrices & Systems of Equations

Augmented matrices, row operations, Gaussian elimination, Gauss-Jordan RREF, matrix multiplication, inverse matrices, determinants, and Cramer's Rule — everything for precalculus Chapter 10 with full worked examples.

On This Page

  1. Matrix Definition and Notation
  2. Augmented Matrix Setup
  3. Elementary Row Operations
  4. Gaussian Elimination (REF)
  5. Gauss-Jordan Elimination (RREF)
  6. Worked 3x3 System
  7. Inconsistent and Dependent Systems
  8. Matrix Arithmetic
  9. Matrix Multiplication
  10. Identity Matrix and Inverse
  11. Solving Ax = b with A Inverse
  12. Determinant of a 2x2 Matrix
  13. Cramer's Rule

1. Matrix Definition and Notation

A matrix is a rectangular array of numbers arranged in rows and columns, enclosed in brackets. Matrices are the central tool for organizing and solving linear systems in precalculus and beyond.

Dimension (Size)

The dimension of a matrix is written as m x n, where m is the number of rows and n is the number of columns. Always state rows first, then columns.

3 x 2 matrix (3 rows, 2 columns):

 [ 1   4 ]

 [ 2   0 ]

 [ 5   3 ]

Entry Notation

The entry in row i and column j is written a sub-ij. Row index comes first. The entire matrix is written A = [a sub-ij] with dimension subscript m x n.

a sub-11row 1, column 1 (top-left)
a sub-23row 2, column 3
a sub-mnrow m, column n (bottom-right)

Square Matrix

Same number of rows and columns (m = n). Required for determinants and inverses.

Row Vector

A 1 x n matrix — a single row. Dot products use row times column.

Column Vector

An m x 1 matrix — a single column. Constants in a system form a column vector.

Zero Matrix

All entries equal 0. Adding the zero matrix leaves any matrix unchanged.

Identity Matrix I

Square matrix with 1s on the main diagonal and 0s elsewhere. Acts like the number 1 in multiplication.

Diagonal Matrix

Square matrix where all entries off the main diagonal are 0.

2. Setting Up the Augmented Matrix

An augmented matrix encodes an entire linear system in a single rectangular array. The left block holds the coefficients; the right column (separated by a vertical bar) holds the constants. Row reduction on the augmented matrix is equivalent to applying algebraic operations to the original equations.

Building the Augmented Matrix

Step 1 — Write the system in standard form

All variables on the left, constants on the right, same variable order in every equation.

2x + 3y  =  7

x  -  y  =  1

Step 2 — Extract coefficients and constants

Each equation becomes one row. Include a 0 for any missing variable.

[ 2   3  |  7 ]

[ 1  -1  |  1 ]

3x3 Example Setup

System:

x + 2y  -  z  =  4

2x  -  y + 3z  =  1

-x + 3y + 2z  =  5

Augmented matrix:

[  1   2  -1  |  4 ]

[  2  -1   3  |  1 ]

[-1   3   2  |  5 ]

Missing variables get a coefficient of 0. If a system has the equation y + z = 3 with no x term, write [ 0   1   1 | 3 ] for that row.

3. Elementary Row Operations

Three types of row operations can be applied to an augmented matrix without changing the solution set of the system. These are the only legal moves in row reduction.

KEY

Operation 1 — Row Swap

R2 swap R1

Interchange any two rows. The equations are just reordered; solutions stay the same.

Swap Row 1 and Row 2 so the leading 1 moves to the top.

KEY

Operation 2 — Row Scaling

Row 1 becomes (1/2) times Row 1

Multiply every entry in a row by the same nonzero constant. Equivalent to dividing both sides of an equation by that constant.

Multiply Row 1 by 1/2 to create a leading coefficient of 1.

KEY

Operation 3 — Row Replacement

Row 2 becomes Row 2 minus 2 times Row 1

Replace a row with the sum of that row and a multiple of another row. This is the workhorse operation — it creates zeros below (and above) pivot positions.

Row 2 becomes Row 2 minus 3 times Row 1 (eliminates the x term in Row 2).

Standard Notation for Row Operations

Ri swap Rj

Swap rows i and j

k Ri to Ri

Multiply row i by scalar k

Ri + k Rj to Ri

Add k times row j to row i

4. Gaussian Elimination — Row Echelon Form

Gaussian elimination uses row operations to transform the augmented matrix into row echelon form (REF). In REF, each row starts further right than the row above it, and all entries below each pivot are zero. Back substitution then recovers the solution.

Row Echelon Form — Requirements

1

All-zero rows (if any) are at the bottom.

2

The leading entry (pivot) of each non-zero row is to the right of the pivot in the row above.

3

All entries below a pivot are zero.

Worked Example — 2x2 System

Solve: 2x + 4y = 10 and x + 3y = 7

Start: Augmented matrix

[ 2   4  | 10 ]

[ 1   3  |  7 ]

Row 1 becomes (1/2) times Row 1 — create leading 1

[ 1   2  |  5 ]

[ 1   3  |  7 ]

Row 2 becomes Row 2 minus 1 times Row 1 — eliminate x from Row 2

[ 1   2  |  5 ]

[ 0   1  |  2 ]

Row echelon form achieved. Back substitute:

Row 2 gives y = 2.

Row 1: x + 2(2) = 5, so x + 4 = 5, so x = 1.

Solution: x = 1, y = 2

5. Gauss-Jordan Elimination — Reduced Row Echelon Form

Gauss-Jordan elimination continues past row echelon form to produce reduced row echelon form (RREF). In RREF every pivot equals 1, and all entries above and below each pivot are zero. The solution can be read directly from the matrix without back substitution.

RREF Requirements (all five)

1

All-zero rows are at the bottom.

2

The leading entry (pivot) of each non-zero row is strictly to the right of the pivot above it.

3

All entries below each pivot are zero (same as REF).

4

Each pivot equals exactly 1 (scaled pivot).

5

All entries above each pivot are also zero (back elimination done).

Requirements 4 and 5 are what distinguish RREF from plain REF.

Worked Example — Continuing to RREF

Starting from the REF obtained above:

REF (where we left off)

[ 1   2  |  5 ]

[ 0   1  |  2 ]

Row 1 becomes Row 1 minus 2 times Row 2 — eliminate y from Row 1

[ 1   0  |  1 ]

[ 0   1  |  2 ]

RREF achieved. Read solution directly:

x = 1, y = 2

No back substitution needed — the answer is in the last column.

6. Complete 3x3 System — Gaussian to RREF

This full worked example shows every step of Gaussian and Gauss-Jordan elimination on a three-variable system. Follow the row operation notation carefully.

System

 x + 2y -  z = 2

2x +  y +  z = 7

x -  y + 2z = 4

STEP 0 — Write augmented matrix

[  1   2  -1  |  2 ]

[  2   1   1  |  7 ]

[  1  -1   2  |  4 ]

STEP 1 — Eliminate x from Rows 2 and 3

Row 2 becomes Row 2 minus 2 times Row 1

Row 3 becomes Row 3 minus 1 times Row 1

[  1   2  -1  |  2 ]

[  0  -3   3  |  3 ]

[  0  -3   3  |  2 ]

STEP 2 — Scale Row 2

Row 2 becomes (-1/3) times Row 2

[  1   2  -1  |  2 ]

[  0   1  -1  | -1 ]

[  0  -3   3  |  2 ]

STEP 3 — Eliminate y from Row 3

Row 3 becomes Row 3 plus 3 times Row 2

[  1   2  -1  |  2 ]

[  0   1  -1  | -1 ]

[  0   0   0  | -1 ]

Inconsistent System Detected!

Row 3 reads: 0x + 0y + 0z = -1, which simplifies to 0 = -1. This is impossible. The system has no solution.

Consistent 3x3 — Full RREF Walkthrough

 x +  y +  z = 6

2x -  y +  z = 3

x + 2y -  z = 2

Augmented matrix

[  1   1   1  |  6 ]

[  2  -1   1  |  3 ]

[  1   2  -1  |  2 ]

Row 2 becomes Row 2 minus 2 times Row 1 | Row 3 becomes Row 3 minus Row 1

[  1   1   1  |  6 ]

[  0  -3  -1  | -9 ]

[  0   1  -2  | -4 ]

Swap Row 2 and Row 3 (to put a smaller pivot first)

[  1   1   1  |  6 ]

[  0   1  -2  | -4 ]

[  0  -3  -1  | -9 ]

Row 3 becomes Row 3 plus 3 times Row 2

[  1   1   1  |  6 ]

[  0   1  -2  | -4 ]

[  0   0  -7  |-21 ]

Row 3 becomes (-1/7) times Row 3

[  1   1   1  |  6 ]

[  0   1  -2  | -4 ]

[  0   0   1  |  3 ]

Back eliminate: Row 2 becomes Row 2 plus 2 times Row 3

[  1   1   1  |  6 ]

[  0   1   0  |  2 ]

[  0   0   1  |  3 ]

Row 1 becomes Row 1 minus Row 3 | then Row 1 becomes Row 1 minus Row 2

[  1   0   0  |  1 ]

[  0   1   0  |  2 ]

[  0   0   1  |  3 ]

RREF reached — read solution directly:

x = 1, y = 2, z = 3

Verify: (1)+(2)+(3)=6 true | 2(1)-(2)+(3)=3 true | (1)+2(2)-(3)=2 true

7. Inconsistent and Dependent Systems

Row reduction always reveals one of three outcomes: a unique solution, no solution (inconsistent), or infinitely many solutions (dependent). Learn to read the signals.

UNIQUE

Unique Solution

Every column (except the augmented column) contains a pivot. RREF looks like the identity matrix on the left.

One solution: x = a, y = b, z = c.

NONE

No Solution (Inconsistent)

A row of the form [ 0 0 ... 0 | c ] with c nonzero appears. It says 0 = c, which is false.

No solution. Write: inconsistent system.

INFINITE

Infinitely Many (Dependent)

A row of all zeros appears, and there are fewer pivots than variables. Some variables are free.

Write the basic variables in terms of the free variable(s). Parametric solution.

Dependent System Example — Free Variable

After row reduction the augmented matrix is:

[ 1   2   0  |  3 ]

[ 0   0   1  |  5 ]

[ 0   0   0  |  0 ]

Pivots are in columns 1 and 3. Column 2 has no pivot, so y is the free variable.

Let y = t (any real number). Then:

z = 5

x = 3 - 2t

y = t

The solution set is a line in three-dimensional space, parametrized by t. Every value of t gives a valid solution.

8. Matrix Addition, Subtraction, and Scalar Multiplication

Matrix arithmetic operates entry by entry for addition and subtraction (same-size matrices only) and scales every entry uniformly for scalar multiplication.

Addition and Subtraction

A + B and A - B are defined only when A and B have identical dimensions. Add (or subtract) corresponding entries:

(A + B) entry ij = a sub-ij plus b sub-ij

(A - B) entry ij = a sub-ij minus b sub-ij

Addition is commutative (A + B = B + A) and associative.

Scalar Multiplication

Multiplying matrix A by scalar k means multiplying every single entry by k. No size restrictions apply.

(kA) entry ij = k times a sub-ij

Distributes over addition: k(A + B) = kA + kB.

Worked Example

Let A = [ 1   3 ; -2   0 ] and B = [ 4   -1 ; 5   2 ]. Compute 2A - B.

2A = [ 2·1   2·3 ; 2·(-2)   2·0 ] = [ 2   6 ; -4   0 ]

2A - B = [ 2-4   6-(-1) ; -4-5   0-2 ]

2A - B = [ -2   7 ; -9   -2 ]

9. Matrix Multiplication

Matrix multiplication is more complex than entry-wise operations. Each entry of the product is a dot product of a row from the left matrix with a column from the right matrix.

Dimension check first: A (m x n) times B (n x p) = C (m x p). The inner dimensions must match (both equal n). The outer dimensions give the size of the product.

Definition

(AB) entry ij = row i of A dotted with column j of B

= sum from k=1 to n of (a sub-ik times b sub-kj)

Worked Example — 2x2 Times 2x2

Multiply A = [ 2   1 ; 0   3 ] by B = [ 1   4 ; 2   -1 ].

Entry (1,1): row 1 of A dot col 1 of B = 2(1) + 1(2) = 4

Entry (1,2): row 1 of A dot col 2 of B = 2(4) + 1(-1) = 7

Entry (2,1): row 2 of A dot col 1 of B = 0(1) + 3(2) = 6

Entry (2,2): row 2 of A dot col 2 of B = 0(4) + 3(-1) = -3

AB = [ 4   7 ; 6   -3 ]

Non-Commutative Demonstration

Compute BA with the same matrices to show AB and BA differ.

Entry (1,1): row 1 of B dot col 1 of A = 1(2) + 4(0) = 2

Entry (1,2): row 1 of B dot col 2 of A = 1(1) + 4(3) = 13

Entry (2,1): row 2 of B dot col 1 of A = 2(2) + (-1)(0) = 4

Entry (2,2): row 2 of B dot col 2 of A = 2(1) + (-1)(3) = -1

BA = [ 2   13 ; 4   -1 ]

AB is not equal to BA — matrix multiplication is NOT commutative.

AB is not generally equal to BA

Not commutative — order matters

A(BC) = (AB)C

Associative — grouping does not matter

A(B + C) = AB + AC

Distributive over addition

(AB)T = BT AT

Transpose reverses order

AI = IA = A

Identity matrix acts like multiplying by 1

A times zero matrix = zero matrix

Multiplying by zero gives zero

10. Identity Matrix and Matrix Inverse

The Identity Matrix

The n x n identity matrix I has 1s on the main diagonal and 0s everywhere else. It is the matrix equivalent of the number 1:

2x2 identity:

[ 1   0 ]

[ 0   1 ]

3x3 identity:

[ 1   0   0 ]

[ 0   1   0 ]

[ 0   0   1 ]

AI = IA = A for any square matrix A of the same size.

Matrix Inverse — Definition

A square matrix A is invertible if there exists a matrix A-inverse such that:

A times A-inverse = A-inverse times A = I

A matrix is invertible if and only if its determinant is not zero.

If the determinant equals 0, the matrix is called singular — no inverse exists.

Only square matrices can be invertible.

2x2 Inverse Formula

For A = [ a   b ; c   d ] with det(A) = ad - bc not equal to 0:

A-inverse = (1/(ad-bc)) times [ d   -b ; -c   a ]

Swap a and d. Negate b and c. Divide every entry by ad - bc.

Worked Example — Find A-inverse for A = [ 3   1 ; 5   2 ]

det(A) = 3(2) - 1(5) = 6 - 5 = 1

Swap 3 and 2, negate 1 and 5: adjugate = [ 2   -1 ; -5   3 ]

A-inverse = (1/1) times [ 2   -1 ; -5   3 ]

A-inverse = [ 2   -1 ; -5   3 ]

Verify: A times A-inverse = [ 3(2)+1(-5)   3(-1)+1(3) ; 5(2)+2(-5)   5(-1)+2(3) ] = [ 1   0 ; 0   1 ] = I

Row Reduction Method for Inverse (Any Size)

For matrices larger than 2x2, find the inverse by augmenting A with the identity matrix and row-reducing. When the left side becomes I, the right side is A-inverse.

1

Write the augmented matrix [A | I] — A on the left, identity on the right.

2

Apply row operations to reduce the left block A to the identity matrix I.

3

The same operations automatically transform the right block I into A-inverse.

4

If the left block cannot be reduced to I (produces a zero row), A is singular — no inverse exists.

11. Solving Ax = b Using the Inverse Matrix

Any linear system can be written in matrix form Ax = b, where A is the coefficient matrix, x is the column vector of unknowns, and b is the column vector of constants. When A is invertible, multiply both sides on the left by A-inverse to solve.

If Ax = b and A is invertible, then x = A-inverse times b

Multiply both sides on the left by A-inverse: A-inverse A x = A-inverse b, so I x = A-inverse b, so x = A-inverse b.

Worked Example

Solve the system: 3x + y = 5 and 5x + 2y = 8.

Write in matrix form: A = [ 3   1 ; 5   2 ], b = [ 5 ; 8 ]

From previous example: A-inverse = [ 2   -1 ; -5   3 ]

x = A-inverse times b = [ 2   -1 ; -5   3 ] times [ 5 ; 8 ]

x entry: 2(5) + (-1)(8) = 10 - 8 = 2

y entry: -5(5) + 3(8) = -25 + 24 = -1

x = 2, y = -1

Check: 3(2)+(-1)=5 true | 5(2)+2(-1)=8 true

When to Use Inverse Method

  • When solving the same coefficient matrix A with multiple right-hand sides b
  • When A-inverse is given or already computed
  • For 2x2 systems where the formula is fast

When to Use Row Reduction Instead

  • For a single system with one right-hand side
  • For 3x3 and larger systems (row reduction is usually faster)
  • When you need to detect inconsistent or dependent systems

12. Determinant of a 2x2 Matrix

The determinant is a single number computed from a square matrix. For a 2x2 matrix it tells you whether the matrix is invertible and plays a key role in Cramer's Rule and the area interpretation of linear transformations.

For A = [ a   b ; c   d ]:

det(A) = ad - bc

Multiply down the main diagonal (top-left to bottom-right), subtract the product of the anti-diagonal (top-right to bottom-left).

A = [ 4   3 ; 2   1 ]

det = 4(1) - 3(2) = 4 - 6 = -2

Invertible (det not 0)

B = [ 2   -3 ; -4   6 ]

det = 2(6) - (-3)(-4) = 12 - 12 = 0

Singular — no inverse

C = [ 5   2 ; 1   3 ]

det = 5(3) - 2(1) = 15 - 2 = 13

Invertible (det not 0)

Key Properties of the 2x2 Determinant

det = 0Matrix is singular — system has no unique solution, inverse does not exist.
det not equal to 0Matrix is invertible — system has exactly one solution.
det(AB) = det(A) times det(B)Determinant distributes over multiplication.
det(A-inverse) = 1 / det(A)Follows from the product rule and det(I)=1.
Swapping rows negates detSign changes but magnitude stays the same.
Scaling row by k multiplies det by kFactor out scalars from individual rows.

13. Cramer's Rule for 2x2 Systems

Cramer's Rule gives a formula for each variable as a ratio of determinants. It applies to square systems with a unique solution (determinant of coefficient matrix not zero). For 2x2 systems it is often the fastest algebraic method.

Cramer's Rule — 2x2 Formula

Given system:

ax + by = e

cx + dy = f

D = det[ a   b ; c   d ] = ad - bc

Dx = det[ e   b ; f   d ] = ed - bf    (replace column 1 with constants)

Dy = det[ a   e ; c   f ] = af - ec    (replace column 2 with constants)

x = Dx / D      y = Dy / D

Worked Example

Solve: 4x + 3y = 10 and x - 2y = -1

D = det[ 4   3 ; 1   -2 ] = (4)(-2) - (3)(1) = -8 - 3 = -11

Dx = det[ 10   3 ; -1   -2 ] = (10)(-2) - (3)(-1) = -20 + 3 = -17

Dy = det[ 4   10 ; 1   -1 ] = (4)(-1) - (10)(1) = -4 - 10 = -14

x = -17 / -11 = 17/11    y = -14 / -11 = 14/11

Check: 4(17/11) + 3(14/11) = 68/11 + 42/11 = 110/11 = 10 true

When Cramer's Rule Works

  • System is square (same number of equations and unknowns)
  • Determinant D is not zero (unique solution exists)
  • Most useful for 2x2 and sometimes 3x3 systems

When Cramer's Rule Fails

  • D = 0 means the system is either inconsistent or dependent
  • For 3x3 and larger, row reduction is usually faster
  • Cannot detect infinite-solution cases on its own

Quick Reference — All Key Formulas

TopicFormula or Rule
Matrix size m x nm rows and n columns; entry at row i column j is a-ij
Augmented matrix[ coefficient matrix | constants column ]
Row operation 1 (swap)Ri swap Rj — solution set unchanged
Row operation 2 (scale)k times Ri to Ri — multiply row by nonzero k
Row operation 3 (replace)Ri plus k times Rj to Ri — workhorse operation
Inconsistent signalRow [ 0 0 ... | c ] with c not 0 — no solution
Dependent signalRow of all zeros, fewer pivots than variables — parametric solution
Matrix addition(A+B)-ij = a-ij + b-ij; requires same dimensions
Scalar mult(kA)-ij = k times a-ij
Matrix mult AB(AB)-ij = row i of A dotted with col j of B; need cols(A)=rows(B)
AB not equal to BAMatrix multiplication is NOT commutative
Identity matrix I1s on diagonal, 0s elsewhere; AI = IA = A
2x2 inverse formulaA-inverse = (1/(ad-bc)) times [d, -b; -c, a]
Row reduction inverseRow reduce [A | I] to get [I | A-inverse]
Solve Ax=bx = A-inverse times b (when A is invertible)
2x2 determinantdet[a,b;c,d] = ad - bc
Invertible testdet(A) not 0 if and only if A is invertible
Cramer xx = det(Ax) / det(A); Ax is A with col 1 replaced by b
Cramer yy = det(Ay) / det(A); Ay is A with col 2 replaced by b

Exam Strategy

Set Up the Augmented Matrix Carefully

Write every variable in every equation before building the matrix. If an equation is missing a variable, write 0 for that coefficient. One wrong entry in the setup ruins all downstream work.

Write Row Operations Explicitly

Never skip recording which operation you used. Write Row 2 becomes Row 2 minus 3 times Row 1 before showing the new matrix. This lets you catch arithmetic errors and earn partial credit.

Check for Special Cases Early

After each elimination step, scan for a row of all zeros in the coefficient block. If you see one with a nonzero constant, stop immediately — the system is inconsistent.

Verify the 2x2 Inverse

After computing A-inverse, always verify by multiplying A times A-inverse. The result must be the 2x2 identity matrix. This takes 30 seconds and catches sign errors.

Dimension Check Before Multiplying

Write the size of each matrix next to it before multiplying. A (3x2) times (2x4) = a (3x4) result. If the inner numbers do not match, the product is undefined.

Cramer's Rule — Replace Entire Column

When forming Dx, replace the entire first column with the constants vector — including the sign of each constant. Do not copy from the original system; copy from the constants column of the augmented matrix.

Frequently Asked Questions

What is an augmented matrix and how do I set one up?

An augmented matrix combines the coefficient matrix with the constants column. For the system 2x + 3y = 7 and x - y = 1, write [ 2 3 | 7 ] on top and [ 1 -1 | 1 ] below, separated by a vertical bar. The left side holds coefficients of each variable in order; the right side holds the constants. Every equation becomes one row.

What are the three elementary row operations?

The three legal row operations are: (1) Swap two rows — swapping Row i and Row j changes the order but not the solution set. (2) Scale a row — multiply every entry in a row by a nonzero constant. (3) Row replacement — add a multiple of one row to another row and replace the second row with the result. All three preserve the solution set of the linear system.

What is the difference between row echelon form and reduced row echelon form?

Row echelon form (REF) requires: (1) all-zero rows at the bottom, (2) each leading entry (pivot) is to the right of the pivot above it, and (3) entries below each pivot are zero. This is the goal of Gaussian elimination. Reduced row echelon form (RREF) adds two more requirements: (4) each pivot equals exactly 1, and (5) entries above each pivot are also zero. RREF is produced by Gauss-Jordan elimination and gives the solution directly without back substitution.

How do I recognize an inconsistent system from the augmented matrix?

During row reduction, if you produce a row of the form [ 0 0 0 | c ] where c is nonzero, the system is inconsistent — it has no solution. This row says 0 = c, which is impossible. Stop row-reducing and write 'no solution' or 'inconsistent system.'

How do I recognize a dependent system with infinitely many solutions?

A dependent system produces a row of all zeros [ 0 0 0 | 0 ] during row reduction, with fewer pivot columns than variables. The variables corresponding to columns without pivots are free variables. Express each basic variable in terms of the free variables using back substitution or RREF, then write the solution as a parametric family.

When is matrix multiplication defined, and is it commutative?

Matrix multiplication AB is defined only when the number of columns in A equals the number of rows in B. If A is m by n and B is n by p, the product AB is m by p. Matrix multiplication is NOT commutative in general: AB and BA may not be equal, and BA may not even be defined when AB is.

What is the formula for the inverse of a 2x2 matrix?

For A = [[a, b], [c, d]] with det(A) = ad - bc not equal to zero, the inverse is A inverse = (1 / (ad - bc)) times [[d, -b], [-c, a]]. The recipe: swap the main diagonal entries, negate the off-diagonal entries, then divide every entry by the determinant. If det(A) = 0 the matrix is singular and has no inverse.

How does Cramer's Rule work for a 2x2 system?

For the 2x2 system ax + by = e and cx + dy = f, let D = ad - bc (the determinant of the coefficient matrix). Form Dx by replacing the first column with the constants [e, f] to get Dx = ed - bf. Form Dy by replacing the second column to get Dy = af - ce. Then x = Dx/D and y = Dy/D. Cramer's Rule requires D not equal to zero.

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